Chapter 8 - What Samantha Was Afraid to Say

Samantha's lawyer called Naomi the next morning.
His client wanted to correct her statement.
Chloe listened to the news without surprise. The second forged certification had been uploaded from Samantha's account at Liam's firm. The records didn't say who had physically used the computer, but the question could no longer be avoided.
“She knew,” Chloe said.
“We know her account was used,” Naomi replied. “We'll let the investigators establish the rest.”
Chloe was beginning to appreciate how often Naomi chose precision when anger would have been easier.
Samantha met Detective Ward with her lawyer and admitted that she had uploaded the certification. She had known the signature wasn't genuine. Liam had told her it was a temporary draft that would be replaced after the ceremony, when Chloe signed the actual documents.
That explanation did not make her innocent.
She had helped create the false record that moved money to Osprey Holdings.
She had known Chloe would be blamed if the arrangement collapsed.
And she had helped Liam conceal the reason for the paperwork, standing in the bridal suite with champagne and a joke about mascara while her friend considered signing away control of a company she had never heard of.
Ward asked what Samantha knew about the planned honeymoon.
This time Samantha did not claim ignorance.
She told the investigators Liam had said Chloe would be sent on the private boat alone for the final portion of the trip. He had instructed Samantha to join him afterward at a different hotel. When she asked about Chloe, he said the arrangements would make a reunion impossible and that people would accept a story about a tragic accident.
Samantha said she hadn't asked for details because she was afraid of the answer.
Chloe received the account through Naomi. She read the summary twice.
“I loved her,” she said finally.
Naomi didn't correct the tense.
Samantha had been her friend through Arthur's illness and death. She had helped pack boxes after the funeral. She knew how much Chloe depended on the idea that people she loved would remain when life became unbearable.
And still she had chosen Liam.
“Do you want to see her?” Naomi asked.
“Not today.”
That was the only honest answer Chloe had.
Over the following week, the case shifted from suspicion to documented transactions. With warrants and the cooperation of the financial institutions, investigators obtained server records, account-control changes, and the original escrow instructions. Those records showed how Liam had persuaded administrators to accept a purported corporate authorization from Chloe before she had ever seen Osprey Holdings on paper.
Some of the stolen money had been used to meet debts at his investment firm. Some had passed through affiliated accounts. Another portion remained frozen after the bank questioned discrepancies in the manager certifications.
The amounts were being reconciled, but the basic deception was clear.
Liam had needed Chloe's real signature because the false one could not survive sustained examination.
He had presented the legitimate-looking replacement as a routine marital agreement. If she signed, he could claim the earlier records reflected instructions she later confirmed. If she disappeared, he could point to the paperwork and a conveniently absent woman.
Chloe's refusal at the bridal suite had broken the intended sequence.
Liam still believed he could repair it.
Through his attorney, he proposed a settlement. He would relinquish any claim to Chloe's property if she signed a statement confirming that she had understood the Osprey documents to be part of a business arrangement. Naomi rejected the offer immediately.
“He's offering to return things that weren't his in exchange for a false admission,” she told Chloe.
“Then he still thinks I can be persuaded.”
“He may think you're frightened enough.”
Chloe was frightened.
It simply didn't produce the result Liam expected.
Dominic had stayed outside the investigation as much as his financial interest allowed. His counsel provided records of the original warehouse escrow, and his company cooperated with the freeze. He did not appear at Naomi's office uninvited. Chloe saw him only when she asked.
One evening he took her to a quiet restaurant with a view of the river. She arrived in her own clothes and sat across from him without the veil, the torn gown, or the panic that had marked their first encounter.
“You could have used this against him another way,” she said.
“I could have.”
“Why didn't you?”
“Because you've spent enough time being used as someone else's means to an end.”
She looked down at the table. It was easier to distrust a man when he insisted he was perfect. Dominic had never made that claim.
“I don't know what happens to us,” she admitted.
“Neither do I.”
“That doesn't bother you?”
“It bothers me less than pretending I know.”
The waiter arrived before she could answer. She was grateful for the interruption.
Later Naomi called with a request from Ward. Investigators wanted Chloe's help in a controlled conversation with Liam. They already had enough evidence to seek charges concerning the money and forged documents. They wanted to determine whether he would confirm the purpose of the honeymoon arrangements and identify anyone else involved.
The proposed meeting would be supervised. Chloe would be free to refuse, and her testimony would remain usable even if she did.
She thought of her father telling her she had found a good man.
She thought of the cream folder.
Then she thought of Samantha's confession that she had been afraid to ask what would happen to her best friend.
Chloe had spent too much time surviving other people's choices.
“I'll speak to him,” she told Naomi. “But only if Ward agrees I'm never alone with him.”
Ward agreed.
Liam, meanwhile, had given his attorney a new instruction. He would consider settling only if Chloe attended a meeting in person and signed one final corporate acknowledgment.
May you like
One more signature.
The same thing he had wanted on their wedding day.