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Chapter 3 - Follow the Money

Rachel brought her laptop to the hospital the next morning.

She placed it on the rolling tray across Megan’s bed, plugged in the charger, and said, “I made folders.”

Megan looked at the screen.

There were six.

Fundraiser screenshots.

Bank statements.

Messages from Scott.

Hospital records.

Children.

Unknown.

Megan raised an eyebrow.

“Unknown?”

“Things we don’t understand yet.”

“Very reassuring.”

“I was going to call it ‘Things Scott Will Pretend Are Complicated.’”

Despite herself, Megan laughed.

The laugh pulled at her ribs, but she let it happen.

Anna arrived with coffee for Rachel and tea for Megan. Priya had already arranged a legal-aid consultation for the afternoon. Until then, Rachel wanted to reconstruct the fundraiser from the beginning.

“Start with the first post,” Megan said.

Rachel opened a screenshot.

The fundraiser had gone live eight days after the crash.

Megan stared at the date.

“Eight days?”

Anna frowned.

“You were still in intensive care.”

“I know.”

The first paragraph said Scott had suffered “a devastating family abandonment following an already difficult period.” It never said hospital. It never said collision. It never said rehabilitation.

It said Megan had “chosen a separate path.”

Rachel read aloud.

“Scott is now carrying the emotional and financial burden of raising Lily and Ben alone.”

Megan closed her eyes.

“That wording is deliberate.”

Anna nodded.

“It doesn’t actually say you ran away after the accident.”

“No. It lets people conclude it.”

Rachel scrolled.

There were photographs taken outside the house. One showed a broken fence panel from months before the crash, presented as an example of “repairs Scott cannot manage alone.” Another showed groceries on the kitchen counter. Another showed Lily sitting on the front steps with her head down.

Megan pointed.

“That picture.”

“What about it?”

“I took it.”

Rachel looked at her.

“When?”

“Last summer. Lily had fallen off her bicycle and was embarrassed because Ben saw her cry. I took the photo because five minutes later she got back on the bike.”

Anna leaned closer.

“So Cara used an old photograph.”

Megan nodded.

“She made it look like Lily was grieving because I left.”

Rachel saved the image comparison.

“Do you have the original?”

“In cloud storage.”

They found it.

The metadata showed the picture had been taken nine months earlier.

For the first time, Megan felt something other than humiliation.

Evidence.

Not interpretation.

Not memory.

Something fixed.

Rachel opened the donation list.

The largest contribution was two thousand dollars from an anonymous donor.

The second largest was fifteen hundred from Whitfield Logistics, one of Scott’s business clients.

Megan pointed.

“Why would his client donate to a personal fundraiser?”

Anna shrugged.

“Because they believed the story?”

“Maybe.”

Rachel opened their joint bank statements.

Megan had given her online banking credentials the night before. The account Scott had called “simplified” contained less than four hundred dollars.

Their old savings account had been closed.

“Closed when?” Megan asked.

Rachel checked.

“Twelve days after the accident.”

Megan’s mouth went dry.

The final transfer from savings had gone to Cole Design & Print, Scott’s company.

Eleven thousand eight hundred and forty dollars.

Almost exactly the amount Megan had confronted him about four days before the crash.

“That was already missing,” Megan said.

Rachel shook her head.

“Not according to this statement. It had been moved out before, then moved back in, then transferred out again.”

Megan stared.

“What?”

Rachel enlarged the transaction history.

Three months before the crash, Scott transferred twelve thousand from savings to the company.

Two weeks later, nine thousand returned.

Then smaller withdrawals followed.

Megan had seen the account during the period when the balance was low and confronted him.

The morning after the crash, the company deposited eleven thousand nine hundred dollars into savings.

Twelve days later, Scott transferred nearly the same amount back out.

Anna sat down.

“So he put it back after the crash.”

Megan’s mind raced.

“Why?”

Rachel answered.

“Maybe because he knew someone else might look.”

“Who?”

“You. Family. Insurance. A lawyer.”

Megan looked at the date again.

The deposit was less than twenty-four hours after her accident.

Scott had been told she might not wake for days.

“He was fixing the account,” she said.

Rachel’s face changed.

“Or making it look fixed.”

Anna whispered, “Meg.”

“I’m not saying he caused the crash.”

“I know.”

“The crash was an accident. The police report said the truck driver ran the red light. I’m not turning this into something it isn’t.”

Rachel nodded.

“But while you were unconscious, Scott moved money around.”

“Yes.”

They kept going.

The fundraiser had raised eighteen thousand seven hundred and sixty dollars.

According to updates, the money was intended for mortgage payments, utilities, meals, transportation, childcare, and “unexpected legal and family costs.”

Megan knew their mortgage payment.

She knew their utility averages.

She knew Scott’s mother had taken the children after school for the first two weeks.

Even generous estimates did not reach half the amount.

“Can we see withdrawals from the fundraiser?” Megan asked.

“Not unless we get the organizer records or Scott gives them to us.”

Anna said, “What if I message Cara?”

“No,” Megan said immediately.

Rachel looked at her.

“Why not?”

“Because I want her to keep posting.”

Rachel smiled slowly.

“Meg.”

“What?”

“You sound like yourself again.”

Megan looked at the screen.

“No. I sound like someone who has finally realized that arguing with Scott is not the same as learning the truth.”

The legal-aid lawyer, Daniel Ortiz, called at two.

Priya joined by speakerphone.

Daniel listened without interrupting while Megan described the fundraiser, the contact problems, the account transfers, and the children’s visit.

When she finished, he said, “There are several separate issues here. Do not combine them emotionally, even though they are connected factually.”

Megan wrote that down.

“What do you mean?”

“First, your access to the children. Second, your marriage and housing. Third, shared finances. Fourth, the fundraiser and possible misrepresentation. Each may involve different remedies.”

“Can I make him take the fundraiser down?”

“Possibly. But before anything disappears, preserve it.”

“We are.”

“Good. Full screenshots, URLs, dates, comments, updates, donation totals. If the platform has a report mechanism for fraudulent or misleading campaigns, use it after preservation.”

Rachel said, “What about refunds?”

“That may depend on the platform and donor requests. If funds were raised through materially false claims, the organizer may face consequences. But don’t assume criminal fraud from what we know yet.”

Megan appreciated the sentence.

She did not want drama for the sake of drama.

She wanted facts.

Daniel continued.

“Regarding the children, is there any court order restricting contact?”

“No.”

“Then document every request you make to see or speak with them and every response. Keep the language neutral. No accusations in messages.”

“Why neutral?”

“Because anything written today may be read by a judge later.”

Megan glanced at Rachel.

Rachel mouthed, Good.

Daniel asked, “Do you intend to return to the marital home?”

Megan hesitated.

“No.”

“Do you have somewhere accessible to stay?”

“My sister’s apartment has stairs.”

Rachel interrupted.

“My guest room is upstairs. But Mom’s bungalow is empty since she moved to assisted living.”

Megan looked at her.

Their mother’s bungalow had a ramp, wide doorways, and a walk-in shower installed before she moved.

Rachel nodded.

“It’s fifteen minutes from the kids’ school.”

Megan felt something unclench.

“Then yes. I have somewhere.”

Daniel asked about the joint accounts.

Megan explained.

“Open an individual account for your income or benefits going forward,” he said. “Do not empty shared accounts. Do not hide assets. Just make sure you have access to your own funds.”

Megan almost laughed.

“My current personal funds are four hundred dollars.”

“Then we start there.”

After the call, Rachel closed the laptop.

“You okay?”

“No.”

“Good answer.”

Megan rested her head against the pillow.

“I keep thinking about the photograph of Lily.”

“The bike one?”

“She was proud that day. She fell, cried, got back on, and rode all the way around the block. I posted the picture for grandparents because she said she wanted proof she had been brave.”

Rachel nodded.

“And now it’s being used as proof she was abandoned.”

“Yes.”

Anna quietly said, “That’s what makes this feel so cruel.”

Megan looked toward the window.

“Not the money?”

“That too.”

“No.” Megan thought for a moment. “The money makes it serious. But the story is what changed my children.”

Her replacement phone buzzed.

A message from Scott.

I hear you are getting lawyers involved. I hope you realize what this will do to Lily and Ben.

Megan read it twice.

Then another message appeared.

If you turn this into a public fight, you will embarrass them at school.

Rachel leaned over.

“Do not answer angry.”

“I know.”

Megan typed slowly.

I want regular contact with Lily and Ben while I recover. Please confirm they can visit tomorrow at 4 p.m. as discussed with Priya. I will not discuss adult financial issues with them.

She showed Rachel.

“Send.”

Megan did.

Scott replied within one minute.

You’re making this adversarial.

Megan set the phone down.

“He didn’t answer the question.”

Rachel smiled without humor.

“Ask again.”

Megan typed.

Please confirm tomorrow at 4 p.m.

This time, Scott waited nearly an hour.

Finally:

Fine.

Megan saved the screenshot.

At four thirty, Priya brought in a padded envelope addressed to Megan care of the hospital.

“No return address.”

Megan frowned.

“Who knows I’m here?”

Priya looked at the envelope.

“Quite a few people could.”

Rachel opened it at Megan’s request.

Inside was a printed copy of the fundraiser’s first page.

Across the top, someone had written in blue ink:

ASK WHERE THE FIRST $5,000 WENT.

Nothing else.

Anna stared.

“That’s not ominous at all.”

Rachel flipped the page.

Blank.

Megan read the sentence again.

“Five thousand.”

Rachel reopened the laptop.

“The first five thousand in donations came in within forty-eight hours.”

“Before most people even knew I’d survived surgery.”

Anna asked, “Who would know where it went?”

Megan thought of the organizer.

Cara.

The woman who had access to the fundraiser account.

The woman who had slept on Megan’s sofa.

But if Cara wanted Megan to know, why not simply tell her?

Megan looked at the anonymous note again.

“Don’t message her.”

Rachel nodded.

“Still want her posting?”

“Yes.”

May you like

Megan’s voice hardened.

“And now I want to know who else is watching what she does.”

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