Chapter 7 - Where Richard's Money Went

Julian didn't tell me his conclusions over the phone.
He asked Sofia and me to come to his office, where he could show us what the records established and what remained uncertain.
I arrived early. I was tired of waiting for other people to explain my husband's actions, but I had learned to distinguish a slow answer from an evasive one.
Julian had spent days matching transfers, bank statements, contractor invoices, and the reports Nathan sent to his father. There were gaps, and he marked them. There were payments he could not yet identify, and he did not pretend otherwise.
Then he turned to the first family transfer.
Richard's one hundred forty thousand dollars entered Northline Growth Partners and was moved over several weeks toward expenses associated with the Somerville property. There were deposits, legal fees, contractor retainers, and carrying costs.
“The money didn't reach your studio,” Julian said. “At this stage, we can account for most of the first installment through that development.”
I looked at the numbers. They represented decisions Nathan had made while telling me his late work evenings were necessary to maintain our lives.
The next one hundred eighty thousand dollars did not finance a new Northline Design project either.
A substantial part went to loans and overdue expenses from the same stalled development. Some of the rest covered operating costs of a property company called Harbor Point Ventures. Nathan was the managing member of that company too.
The final one hundred sixty thousand dollars largely paid short-term creditors and kept the existing obligations from being called immediately.
There was no completed new building.
No expanding design operation.
No portfolio of profitable projects behind the statements Richard had received.
Nathan had borrowed more money to postpone the consequences of his first failed investment.
“How much is left?” I asked.
“That's still being assessed. There are saleable interests and possible recoveries. But the growth reports materially overstated the businesses' financial position.”
Julian showed us the supposed distributions. The records confirmed that payments described as investment returns had been made while Nathan's ventures were reporting losses and depending on further capital. Several were funded from accounts replenished by later family transfers.
The finding did not require a dramatic speech.
It was there in dates and balances.
Richard believed he was receiving returns on successful developments. Nathan had been giving him portions of his own money back while asking for more.
Sofia asked about the ownership schedule bearing my signature.
Nathan's attorney had supplied the electronic investment package. The document specialist's review identified an inserted image matching the signature on my old office lease, including the interruption caused by the paper fold. There was no record of my personally signing or authorizing that package.
It was the closest thing to certainty we had seen since the morning at the Langford.
“Has Nathan admitted placing it there?” Sofia asked.
“Not in the documents we've received,” Julian said.
I felt the familiar urge to call him and demand the missing sentence. I didn't. We would get the answer through an accountable process or not at all.
Richard came to Julian's office later that day with Keene. He had agreed to see the analysis before anyone proposed a settlement.
His expression changed as he read the records.
He studied the money moving from one entity to another, the project debt growing, and the small payments returning to him under the label of distributions.
“You told me there were clients,” he said quietly.
He wasn't speaking to us. He was remembering what Nathan had told him.
Julian explained that the Somerville site had never secured an operating tenant during the periods represented as profitable. He also showed how Northline's genuine client photographs appeared in the reports, even though none of the associated client payments entered Nathan's ventures.
Richard rested both hands on the table.
“I asked him once why Emily never joined our meetings,” he said. “He told me she wanted me to respect her privacy.”
“I wanted my company to be mine,” I said. “Those are different things.”
He nodded.
For the first time, he looked at me without the distance he had always maintained.
“I thought I was helping both of you,” he said.
“I know you believed that.”
I didn't say he had helped me. Belief and fact were not interchangeable anymore.
After Richard left, Sofia asked whether I wanted to pursue a separate claim against Nathan for the unauthorized use of Northline's identity and the false signatures.
I said yes.
Not because I wanted revenge, but because leaving those documents unchallenged meant someone might try to rely on them again.
Sofia explained that the Carter family's claim for its money would remain separate from my company's rights. It was important that our settlement not depend on Richard recovering every dollar. My studio had never borrowed the funds, and its ownership could not be treated as a substitute asset for Nathan's failed ventures.
That evening, Vanessa called.
I nearly ignored the number, but Sofia had advised me to preserve relevant communications, and I wanted to know why she was reaching out.
Vanessa sounded nervous.
“Nathan told me Northline Growth Partners was his company,” she said. “He said he'd put money into your studio for years.”
I waited.
“I didn't know his father believed he owned part of your business.”
Her explanation did not excuse the affair. It did, however, fit what we were learning about the stories Nathan told different people.
“Did you work for the development company?” I asked.
“No. We work together. That was all.”
I heard the defensiveness in her voice, but I had no evidence she had handled the investment funds. I told her to put anything relevant in writing to the attorneys, not to me.
Before we ended the call, she said something that stayed with me.
“He always spoke about your studio as though he made it possible.”
I looked out my office window at the lights across the street.
I had spent seven years making space in our marriage for Nathan's importance. Somehow, he had mistaken that space for proof that my accomplishments belonged to him.
The next morning Sofia received a letter from Nathan's attorney requesting a joint meeting with Richard, Emily, and their counsel.
Nathan was prepared, the letter said, to give a formal account of how Northline's name entered the investment documents.
May you like
I read the sentence twice.
For the first time, he was proposing to answer the question instead of asking everyone to stop asking it.